Financial Advice - Wealth of Articles on Financial Topics

Can Money Buy Happiness
For many people the collection of money and material things is a direct equation that they feel represents success. And so it becomes that having MORE – would seem to boost self esteem and ego and make a person feel more successful.
How to Teach Teenagers Financial Responsibility
As your teen goes through each day they are a party to your financial dealings and conditions as a family. Particularly if you are not a family that currently enjoys regular financial rewards such as vacations and nicer things, they may start to equate money with a sort of required, daily grind, or like a monkey on our backs we all must bear.
Helping your Teenager Establish a Credit Rating
Maybe they’re fresh out of school and have no real job history yet. As a parent what can you do to help your teenager or young adult build their credit? And should you? Is it even a good idea, and if so what are some better strategies?
Get Rich Quick Schemes
One of the allures of America is not only that anyone can get rich and live the American dream, but that it can be done quickly and in some cases, even overnight.
Quality versus Price - Buying Brand Names or Generic Goods
Do you buy name brands because of a past history of quality, or just for prestige? I’d like to point out that in either case you are getting something for your dollar.
Saving Money at College
Money can be tight while at school but that doesn’t mean you can’t afford the lifestyle you want and begin wealth accumulation at the same time.
Top Reasons Why Home Insurance Policies Get Voided
Although home insurance – like any other form of insurance – is meant to offer you peace of mind in the event of needing to make a claim this doesn’t mean that you can claim constantly. Even if they do not suspect you of fraud insurance companies will still take a pretty dim view of someone who claims frequently against their home insurance, as it makes the homeowner appear negligent.
5 Expenses to Consider When Having Your First Baby
Before the arrival of your newest family member, you’ll need to make sure that your home is equipped with everything both you and your baby will need. This can be a costly exercise for first time parents, with lots of new things to buy and home alterations to make.
Tracking Your Money
How much money do you spend every week on coffee from Starbucks? Do you have any idea how much the short stops into the convenience store to purchase a pack of gum are costing you?
What to Do With Inheritances You Don’t Want
Do you sell or pawn it? Do you toss it in the trash, stick in the attic to collect dust in order to save yourself from feeling guilty? Do you give it to Goodwill? What to do with inheritances that you don’t want is a difficult question to answer.
Settling Your Debt for Less Than You Owe
What if the amount you owe is simply too much to repay or even control? The answer might be settling your debt for less than you owe.
Know Your Rights When Dealing with Debt Collectors
Good news! You have rights! You probably have more than you’re aware of and you should seriously know your rights when dealing with debt collectors.
How to Get Out of Debt In Five Exciting Steps
How can five steps on how to get out of debt be called exciting? Well, if I have learned anything about myself and a lot of other people, it’s that achieving a negative goal, such as paying off debt or getting out of something, is never as exciting as a positive one, such as a new car, savings goal, or exotic trip.
How Much Should You Tip
Typically speaking, when you encounter someone in the service industry – you are normally ‘expected’ (not required) to leave a tip of some sorts. In this case, ‘service industry’ mostly refers to the hospitality industry. The question is, how much should you give them?
Financial Drain of Competitive Sports for Children
The new breed of moving your child up the competitive ladder to athletic success is the formulation of ‘travel’ or ‘elite’ teams that often include many miles of travel. These kids play sports year round and very rarely get a break.
Donating Money to Non Profit Organizations
Let’s be real. The commercials on television designed to get you to donate money to non-profit organizations tug at your heart strings. Sad music with visions of poor children in war torn regions of Africa, a dying woman’s please to donate to Breast Cancer, or the battered animal organizations vying for your dollar to help adopt a forlorn one legged puppy are difficult to ignore.
Balancing Work and Family
We all know we live in a rat race, one where hard work means promotions, more money, better houses, better vacations, and better clothes. The perks for wealth are enormous. Yet there is still something to be said for knowing when, where and how to draw the line.
Student Loan Consolidation
Today’s college graduates are often drowning in academic debt in the six-figure range. On average, every graduating college senior walks away from their education with at least $25,000 in debt – which can and does greatly affect their success in the world post graduation.
Dealing with Debt Collectors
Despite laws that have been put in place to help protect consumers from being harassed and sometimes barraged by debt collectors on the phone, and at places of work – many debt collectors can still be intimidating, and excessively forceful when dealing with clients.